Sasser Sefton Tipton & Davis

Banks and other financial institutions have always featured prominently among Sasser, Sefton, Tipton & Davis, P.C.'s clients.  The firm's attorneys have a long history of representing financial services companies and are experienced in working with a variety of banking institutions ranging from large regional banks to local community banks, from national banks to state banks, and from thrifts and savings banks to Internet-based institutions. The members of our Financial Institutions and Credit Transactions Practice Group also represent non-bank financial services companies, including insurance companies, mortgage companies, finance companies, and financial divisions of manufacturing companies.  The firm provides regulatory compliance, general business (including commercial and residential real estate loan closings), collections, and litigation services to our many financial services clients. 

Regulatory Compliance

Our attorneys routinely assist banks and other financial institutions with compliance issues under Federal and state laws and regulations.  These  compliance issues include the following:

• Real Estate Settlement Procedures Act (RESPA)
• Truth in Lending Act (TILA)
• Credit Card Accountability, Responsibility, and Disclosure Act of 2009 (Credit CARD Act)
• Dodd-Frank Wall Street Reform and Consumer Protection Act
• Fair Credit Reporting Act
• Fair Debt Collection Practices Act
• Gramm-Leach-Bliley Privacy Requirements (GLB)
• Fair Housing Act
• Fair Lending
• Insurance Licensing and Regulation
• Broker-Dealer Compliance

In addition to providing advice on regulatory compliance matters, our attorneys have assisted financial institutions in establishing and revising compliance programs and have provided client training on regulatory compliance issues.

General Business

The firm's services to banks and financial institutions are not limited to regulatory compliance.  Our services to our financial services clients extend to business law, commercial lending, and real estate.  Apart from regulatory compliance, the firm's attorneys regularly assist financial institutions in corporate and general business matters, including contract drafting and negotiation.  The firm also has an active real estate practice and provides commercial and residential loan closing services.  For a full description of the firm's general business services, please visit the General Business Practice Group. 

Creditors' Rights and Litigation

Complementing the firm's regulatory compliance and business law services, Sasser, Sefton, Tipton & Davis, P.C., also represents financial institutions in collections, bankruptcy, and general litigation.  The members of our Litigation Practice Group are experienced in representing banks and other financial institutions in litigation before state and Federal trial and appellate courts in diverse matters, including cases alleging breach of contract, bad faith, fraud, negligence, premises liability, statutory and regulatory violations, and wrongful foreclosure.  The firm's Creditors' Rights and Bankruptcy Practice Group assists banks with commercial workouts and regularly represents financial institutions in both commercial and consumer collections as well as in bankruptcy proceedings.  In addition, our attorneys are experienced in representing financial institutions in connection with commercial and residential evictions, foreclosures, ejectment proceedings, materialmen’s liens, and bond claims.

Related Practice Areas

Creditors' Rights and Bankruptcy
General Business
Insurance
Litigation

Attorney Contacts

For more information about our firm's financial institutions and credit transactions practice, please contact Robert E. Sasser or Patrick L.W. Sefton.